Capital Requirement Planner

Estimate the invested capital required to support a target annual spending level at different withdrawal rates.

Planning inputs

Set your target spending and withdrawal assumptions.

Target annual spending

Before tax, in today's pounds.

Withdrawal rate

Between 1% and 10% per year.

Current invested capital (optional)

For gap and readiness banding.

Enter a target annual spending figure to see your capital requirement and sensitivity by withdrawal rate.